Financial Literacy

  • NSF Fees In Canada: What They Are And How To Avoid Them
    by HowToSaveMoney Team on May 28, 2020 at 4:16 pm

    If you’ve ever accidentally spent more money than you have in your chequing account, you’ve probably noticed the pesky NSF fee that may have shown up. Since being in this situation means you’re likely low on cash in the first place, getting an extra charge upwards of $50 is about […]

  • Sorting Out Canadian-listed ETFs vs USA-listed ETFs
    by Robb Engen on May 28, 2020 at 7:00 am

    I recently received an email asking if my ETF recommendations from our free eBook are still the same.  Specifically, do I still recommend purchasing USA-listed ETFs to get exposure to the American and international markets. Before I get to why I have adjusted things slightly, I want to be […]

  • Surviving as a Small Business During COVID-19
    by Jordann Brown on May 27, 2020 at 7:00 am

    Learn how to survive as a small business in COVID-19 times, whether it’s by securing a small business loan during COVID-19, or applying for federal funding.Learn how to survive as a small business in COVID-19 times, whether it’s by securing a small business loan during COVID-19, or […]

  • Easy, expert gardening tips for beginners
    by Dan Kline on May 26, 2020 at 12:56 pm

    If there’s one thing to keep in mind as a beginning gardener, it’s that plants want to grow. You’re just there to help them along a little bit. Most of the work goes into planning and preparation. And if you plan well and start small, you won’t have to do too much to grow […]

  • New Jersey (NJ) Division of Unemployment Insurance – $600 FPUC and PUA
    by Andy on May 26, 2020 at 1:42 am

    [Update] While New Jersey has started paying the $600 FPUC weekly payment to more claimants, it is well behind in processing new claims and making … Read the rest of the post…

  • Mogo Canada Review: Free Credit Score And Easy Loan…But What’s The Catch?
    by HowToSaveMoney Team on May 25, 2020 at 9:00 am

    You may have heard about Mogo through their free credit score service, or maybe it was those controversial high-interest loans that caught your eye… Whatever it was, Mogo has certainly made a name for itself in Canada. And with 7 different financial products to choose from, there are a lot […]

  • Create Your Own Stimulus Check to Get Some Extra Free Money
    by Andy on May 25, 2020 at 2:16 am

    The IRS recently reported that most of the 2020 economic stimulus check payments have now been officially distributed. And in many cases the funds have … Read the rest of the post…

  • Maximum 401(k) Contribution and Catch-Up Limits for 2019-2020
    by Pinyo Bhulipongsanon on May 22, 2020 at 12:00 am

    According to the IRS, the combined total contribution you can make to all of your 401(k) plans (including traditional 401(k), Roth 401(k), and individual 401(k) plans) in 2020 increases by $500 to $19,500. The catch-up contribution limit also increases from $6,000 to $6,500. However, you may be […]

  • 21 Best Passive Income Ideas for 2020
    by Pinyo Bhulipongsanon on May 21, 2020 at 8:00 pm

    Passive income can be described as income that you receive regularly but does not require a lot of work to sustain it — money that you continue to make whether you work or not. Although there are many different ways to make money, we will focus on money-making ideas that don’t require […]

  • When is the right time for your kids’ first credit card or bank account?
    by Dan Kline on May 21, 2020 at 12:58 pm

    As parents, it is important to teach our kids how to be responsible with money.  It is often done through the use of allowance and chores. But what about giving your child a bank account? Or a credit card? Are these moves parents need to make to help their children better manage money? The […]