Financial Literacy

  • Advantages of Buy and Hold Strategy
    by Kevin Mercadante on July 3, 2020 at 2:00 pm

    We can debate whether buy and hold is a more effective method than other investment strategies, but it has two major advantages that are beyond any doubt. One is that transaction fees are generally lower with buy and hold than with other more active investment approaches. The second, which is even […]

  • 9 Factors to Consider When Planning for Retirement
    by Pinyo Bhulipongsanon on July 3, 2020 at 1:00 am

    When planning for retirement there’s an overwhelming tendency to focus on the financial side, and as well as should be. Without a solid tax-deferred retirement plan, there would be no retirement for most people. But there’s also a non-financial side of retirement that we need to be […]

  • How to Find Yard Sales Near You
    by Dan Kline on July 2, 2020 at 12:54 pm

    Yard sales are a great way to buy unique and good quality pieces of art, furniture, small appliances, and so many other awesomely random items, at a bargain price. It’s like a treasure hunt for adults, one that allows you to find the unexpected and negotiate for a super low price on an item […]

  • Good Debt vs Bad Debt
    by Sandra MacGregor on July 2, 2020 at 6:00 am

    Yes.. I mentioned the “D” word. Debt. Just letting that word roll off your tongue makes you feel like you have halitosis. Well, get that tongue scraper and Listerine out, because as surprising(and somewhat crazy) as this may sound, there is such thing good debt AND bad debt.  And […]

  • How to Prepare for a Recession
    by Pinyo Bhulipongsanon on July 1, 2020 at 11:00 pm

    There is a lot of talk about the looming recession, or maybe even a depression, that is due any day now. If your financial situation is not that good, it is time to give it a tune-up in the event of an economic slowdown. Based on my experience from the previous recessions and stock market … Read […]

  • How Much House Can I Afford to Buy?
    by Pinyo Bhulipongsanon on July 1, 2020 at 12:00 pm

    If you are thinking about buying a house, you might be wondering, “how much house can I afford?” There is a significant distinction between what the bank will lend you versus what you can afford to pay. In general, a good rule of thumb is to pay less than 25% of your income toward […]

  • A Phase 4 Stimulus Package With Another Stimulus Check Payment Likely in August 2020
    by Andy on June 30, 2020 at 3:11 pm

    [July 2020] President Trump recently announced that a Phase 4 stimulus package is looking more likely as Coronavirus cases surge across the country and unemployment hovers near record levels…. Read the rest of the post…

  • How Much Money Do You Need to Retire
    by Pinyo Bhulipongsanon on June 30, 2020 at 10:00 am

    There are a lot of sites that help you determine how much you need to save for retirement, but I have never been comfortable with them because they usually don’t share the logic behind their calculations. Also, to really under what you need to save for your retirement, there are critical […]

  • Eligible For PUA But Do I Get Back Pay and the $600 FPUC From The Date The Program Was Initiated Or From The Week That I Filed?
    by Andy on June 30, 2020 at 4:05 am

    Anthony posted this comment following his recent eligibility for PUA, “Hi guys I just found out about the PUA. I filed for regular unemployment on June 14 and was denied. I got a email stating that I… Read the rest of the post…

  • What My Kids Are Saving For And How They Are Doing It
    by Dan Kline on June 29, 2020 at 6:13 pm

    We live in a fast-paced world. We send texts to talk without having to wait for a call to be answered. We like our packages to arrive in 24 hours. As great as this is, there are also downsides. It is teaching our children that they can have anything they want at a moment’s notice. … Read […]